Abhinav Ashutosh
Gdynia
Summary
Digital Transformation Manager with 15+ years of experience in financial services, including 8 years in project management and 7 years as a Business Analyst. Proven track record acting as a product owner, leading digital enablement initiatives, managing third-party development teams, and delivering end-to-end digital processes that improve operational efficiency and user experience. Experienced in defining digital roadmaps, leading cross-functional teams, documenting business and technical requirements, and driving continuous improvement through automation, UX-driven design, and emerging technologies. Strong background in payments modernization, regulatory change, and core banking transformation. Recognized for strategic thinking, stakeholder influence, and delivering digital solutions in fast-paced, highly regulated environments.
Professional Banking Specialist with substantial experience in financial services, client relations, and strategic consulting. Strong focus on team collaboration ensures seamless integration into any team environment, adapting swiftly to changing needs. Known for exceptional analytical skills, effective communication, and results-driven approach, consistently delivering impactful financial solutions and client satisfaction.
Overview
15
15
years of professional experience
Work History
Principal Consultant - Products
DXC Luxoft, Poland
03.2022 - Current
- Led cross-functional teams to develop strategic solutions for complex client challenges. Implemented Tanfeeth programs for MUFG Riyadh regulatory reporting and Temenos TPH of payment operations in bank.
- Facilitated workshops to identify business needs and drive process improvements.
- Collaborated with stakeholders to align project goals with organizational objectives.
- Acted as product owner for digital banking and payments initiatives, defining product vision, roadmap, and delivery priorities aligned with business needs.
- Conducted workshops and training sessions to improve employee knowledge of best practices for MID Bank, Egypt
- Led a team responsible for planning and delivering digital enablement initiatives, ensuring continuous improvement of digital banking processes.
- Delivered integrated digital processes that improved operational efficiency and user experience across multiple banking functions.
- Acted as liaison between business stakeholders, internal IT teams, and external partners to ensure seamless integration of digital solutions.
- Developed and implemented strategic plans to enhance customer engagement and satisfaction.
Senior Consultant - Products
Cognizant Technology Solutions, Poland & India
08.2014 - 02.2022
- Delivered digital and core banking transformation projects for Nordea Bank, KCB, Xiamen Bank, and QFIB.
- Oversaw project lifecycles from inception to completion, ensuring timely delivery of quality outcomes.
- Led a team of 18 consultants in onsite and offshore model. Mentored junior consultants, fostering skill development and professional growth within the team.
- Managed stakeholder relationships, ensuring alignment with organizational goals and objectives.
- Led requirements gathering, BPMN/UML process modelling, and functional specification development for digital banking modules.
- Managed SIT/UAT cycles using qTest and TestRail, including scenario design, execution, and defect triage.
Associate Consultant
Capgemini India Pvt. Ltd., India
11.2010 - 07.2014
- Managed QA planning, execution, and digital testing for ARES Bank (Spain), UNB (Abu Dhabi), and Discover Financial Services (USA).
- Collaborated with cross-functional teams to gather requirements and define project scope.
- Developed test strategies, coordinated SIT/UAT cycles, and ensured timely delivery.
- Collaborated with business teams to refine requirements and validate digital solutions.
- Performed gap analysis between existing systems or processes and desired state, identifying areas for improvement or enhancement.
- Supported software development projects by defining clear requirements and effectively communicating them to technical teams.
Education
Master of Computer Applications -
Bharathiyar University
Coimbatore, Tamil Nadu01-2010
Bachelor of Science - Electronics
BRA Bihar University
Muzaffarpur, Bihar01-2006
Skills
- Project Management: End-to-end project delivery; Agile (SAFe/Scrum) sprint management; RAID management & governance, Cross-functional team leadership
- Project Delivery: Implementation, SIT/UAT, Data Migration, End-to-End Testing
- Domain Expertise: Payments (SWIFT MT/MX, ISO 20022, SEPA, CBPR), Retail, Corporate & Private Banking, Credit, Digital Channels, Finance
- Business Analysis: Requirement Gathering & Analysis, BPMN & UML modeling, Prioritization of Change Requests, Epics & User Stories, GAP Analysis, Integration planning & digital workflows
- Stakeholder Engagement: Client-Facing Consulting, Relationship Management, Workshops
- Methodologies & Tools: SAFe Agile, Scrum, Waterfall, V-Model; JIRA, Confluence, Figma, Postman, qTest, SQL, TestRail
- Banking Platforms: Temenos T24 Transact, TPH, Finacle, Calypso
Additional Information
· MUFG Bank, Saudi Arabia – Swift MX Outgoing, Tanfeeth-Watheeq Implementation
· MID Bank, Egypt – T24 R21 Implementation & Reconciliation
· MUFG Bank, Saudi Arabia – Core Banking Upgrade (R17 to R22)
· Nordea Bank – Core Banking Program Implementation, Enhancement & Testing
· BJB Bank Singapore – Private Banking – Securities and Derivatives module
· Kenya Commercial Bank – R14 Implementation
· Xiamen International Bank – Data and QA Testing Support
· Union National Bank & Ares Bank – Functional Testing & Stakeholder Engagement
Key Achievements
- Delivered SWIFT MX Outgoing & SSR 2025 transformation from MT to MX for MUFG Riyadh.
- Managed Tanfeeth–Watheeq regulatory reporting Implementation project across five waves, improving digital reporting efficiency.
- Enhanced operational efficiency through redesigned digital workflows and automation.
- Led Temenos T24 R17→R22 upgrade, orchestrating cross-functional testing teams and ensuring zero disruption via strategic UAT planning.
- Defined and prioritized business cases for digital banking features at MID Bank Egypt, enhancing customer satisfaction and reducing onboarding timelines.
- Structured backlog into epics and stories, driving agile delivery and alignment with strategic business objectives.
Timeline
Principal Consultant - Products
DXC Luxoft, Poland
03.2022 - Current
Senior Consultant - Products
Cognizant Technology Solutions, Poland & India
08.2014 - 02.2022
Associate Consultant
Capgemini India Pvt. Ltd., India
11.2010 - 07.2014
Master of Computer Applications -
Bharathiyar University
Bachelor of Science - Electronics
BRA Bihar University