Adeniyi Ayodeji Oluwaseun
Kraków
Summary
Detail-oriented AML and Financial Crime Compliance Specialist with several years of experience across the full AML lifecycle including client onboarding, KYC, enhanced due diligence (EDD), transaction monitoring, and regulatory reporting. Demonstrated success ensuring compliance with EU AMLD5/6, FATF, OFAC, and international AML standards. Adept at managing high-risk cases, supporting audits, and collaborating with cross-functional teams to strengthen AML frameworks. Committed to integrity, precision, and continuous professional development.
Overview
10
10
years of professional experience
1
1
Certification
Work History
Financial Crime Prevention Associate
StoneX Financial Ltd
01.2024 - Current
- Conduct comprehensive KYC and due diligence checks for onboarding and existing clients, verifying ownership structures, source of funds, and risk categorization.
- Perform sanctions, PEP, and adverse media screening, ensuring alignment with OFAC, EU, and FATF standards.
- Investigate and analyze alerts generated from the transaction monitoring system, identifying unusual or suspicious activity and escalating cases to the MLRO.
- Prepare and support the filing of Suspicious Activity Reports (SARs) in compliance with 6AMLD and internal escalation procedures.
- Manage periodic and event-driven reviews for high-risk clients, maintaining up-to-date and audit-ready documentation.
- Collaborate closely with the Compliance and Risk functions to strengthen AML controls and ensure process consistency.
Senior AML Specialist
State Street Bank
01.2022 - 01.2024
- Led the AML risk assessment and KYC/EDD process for complex institutional clients such as hedge funds and private equity firms.
- Conducted periodic, event-driven, and remediation reviews, ensuring compliance with AMLD5/6, FATF, and internal risk policies.
- Oversaw the transaction monitoring review process, identifying potential layering, structuring, and unusual fund flows.
- Escalated suspicious findings to senior management and contributed to the preparation of SARs and internal risk reports.
- Provided mentoring and SME support to junior analysts on complex cases.
- Partnered with IT and data teams to fine-tune monitoring and screening systems, improving false-positive management.
KYC / EDD Analyst
IBM
01.2021 - 01.2022
- Carried out CDD and EDD checks on corporate clients across multiple jurisdictions, validating documentation and beneficial ownership.
- Analyzed client activity to identify potential financial crime risks and escalated cases requiring additional investigation.
- Collaborated with internal compliance officers to mitigate risks and strengthen due diligence standards.
- Reviewed PEP, sanctions, and adverse media alerts, providing final recommendations for onboarding and ongoing monitoring decisions.
- Maintained 100% accuracy across all assigned cases while exceeding productivity and quality KPIs.
Client Due Diligence Officer
Seemdaw Partners NG
01.2018 - 01.2021
- Performed client due diligence and AML compliance reviews for financial and non-financial institutions (DNFBPs).
- Led the onboarding and verification process for high-net-worth individuals and corporates, ensuring compliance with AML, CDD, and EDD standards.
- Reviewed and documented ownership structures, control hierarchies, and sources of wealth/funds, escalating high-risk relationships to senior management.
- Managed KYC remediation and periodic review exercises, ensuring complete adherence to regulatory expectations.
- Conducted AML training and awareness sessions for clients and internal staff to reinforce compliance culture.
Transaction Monitoring Analyst (Contract)
Skye Bank (Private Banking)
01.2017 - 01.2018
- Monitored real-time and post-transaction activity, investigating suspicious or high-risk transactions.
- Assisted in fraud detection and prevention, escalating alerts involving potential money laundering or card misuse.
- Documented findings and supported senior AML officers with case escalations and SAR reporting.
- Collaborated with operational teams to implement preventive measures against recurring suspicious activity.
KYC Analyst (Contract)
Skye Bank (Private Banking)
01.2016 - 01.2017
- Performed end-to-end onboarding, CDD, and periodic KYC reviews for private and retail banking clients.
- Verified customer identification, beneficial ownership, and risk profiles to meet internal and external AML standards.
- Ensured full documentation compliance and escalated incomplete or high-risk profiles for enhanced review.
- Maintained close cooperation with client relationship teams to ensure timely client approvals.
Education
LL.M - International Business Law
University of Wrocław
06-2021
LL.B - Law
Afe Babalola University
10-2015
Skills
- KYC / CDD / EDD
- Onboarding & Periodic Reviews
- Transaction Monitoring & Alerts Investigation
- Sanctions & PEP Screening
- SAR / STR Preparation & Escalation
- AML Risk Assessment & Remediation
- Quality Assurance & Audit Readiness
- Regulatory Frameworks: FATF, EU AMLD5/6, OFAC, FinCEN, FCA
- RegTech Tools: World-Check, Dow Jones, Actimize, LexisNexis, Prime
- Emerging Risks: Crypto & VASP (developing knowledge)
Certification
- ICA Specialist Certificate in Money Laundering Risk in Correspondent Banking (2023)
- Certified Anti-Money Laundering Specialist (CAMS) – In Progress
- KYC Lookup – Introduction to Screening
- Planned training: Blockchain & Crypto AML Compliance
ADDITIONAL INFORMATION
Languages: English – Native, Polish – A2
Disclaimer
Wyrażam zgodę na przetwarzanie moich danych osobowych zawartych w niniejszym CV dla potrzeb niezbędnych do realizacji procesu rekrutacji zgodnie z Rozporządzeniem Parlamentu Europejskiego i Rady (UE) 2016/679 z dnia 27 kwietnia 2016 r. (RODO).
ADDITIONAL INFORMATION
RegTech & Tools: World-Check, Dow Jones Risk & Compliance, Actimize, LexisNexis, Prime
CAREER INTERESTS
AML Advisory | Financial Crime Compliance | Client Due Diligence | Risk & Controls | Crypto and Digital Assets Compliance
Timeline
Financial Crime Prevention Associate
StoneX Financial Ltd
01.2024 - Current
Senior AML Specialist
State Street Bank
01.2022 - 01.2024
KYC / EDD Analyst
IBM
01.2021 - 01.2022
Client Due Diligence Officer
Seemdaw Partners NG
01.2018 - 01.2021
Transaction Monitoring Analyst (Contract)
Skye Bank (Private Banking)
01.2017 - 01.2018
KYC Analyst (Contract)
Skye Bank (Private Banking)
01.2016 - 01.2017
LL.M - International Business Law
University of Wrocław
LL.B - Law
Afe Babalola University
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