Aneta Sulima
Warsaw
Summary
Over 25 years expertise in financial management, reporting, and strategic planning within the insurance sector. Boasting a distinguished career at Credendo – Guarantees & Speciality Risks (GSR) and Euler Hermes (Allianz), ensuring accurate, transparent, and timely financial reporting across ten European branches, with central oversight and reporting to Belgium. Adept at navigating complex regulatory environments and driving efficiency in financial processes, with a deep understanding of the unique challenges and opportunities in the insurance industry. I actively contribute to the management and strategic oversight of the company’s investment portfolio, ensuring prudent asset allocation. Additionally, I play a key role in improving and streamlining IT-related financial and business processes, supporting digitalization efforts and enhancing system efficiency to better respond to evolving business needs. Committed to leveraging analytical skills and industry expertise to deliver accurate financial insights and support sustainable business growth, while maintaining the highest standards of integrity, professionalism, and excellence in all financial activities.
Overview
27
27
years of professional experience
6
6
years of post-secondary education
1
1
Certification
Work history
Head of Accounting
Credendo – Guarantees & Speciality Risks
09.2019 - 12.2025
- Lead the Finance Department at Credendo GSR, ensuring accurate, transparent, and timely financial reporting across the company’s ten European branches.
- Collaborate closely with cross-functional departments to deliver high-quality financial insights and support key business initiatives and strategic decision-making.
- Ensure full compliance with Solvency II requirements, including quantitative reporting (QRTs), SFCR, capital adequacy monitoring.
- Oversee IFRS (IFRS17) and BEGAAP reporting, ensuring adherence to international accounting standards and alignment with corporate reporting frameworks.
- Guarantee compliance with all tax regulations, including preparation, review, and submission of tax returns, tax reporting packages, and cooperation with external tax advisors.
- Develop, implement, and maintain corporate policies, ensuring alignment with governance standards, regulatory requirements, and internal control frameworks.
- Ensure data quality and integrity across financial and operational systems, supporting reliable reporting, decision-making, and regulatory compliance.
- Coordinate HR-payroll activities, including collaboration with external service providers.
- Actively participate in the Financial Assets Management Committee (FAMC), contributing to the management and strategic oversight of the company’s investment portfolio and ensuring prudent asset allocation.
- Oversee investment reporting and performance monitoring, ensuring alignment with regulatory requirements and long-term financial objectives.
- Lead and coordinate external and internal audits, ensuring timely delivery of audit documentation, addressing audit findings, and supporting continuous improvement of control environments.
- Support the enhancement of IT-related financial processes, driving digitalization initiatives, improving system efficiency, and ensuring data accuracy and process automation.
- Participate in the budgeting and forecasting process, leading the preparation, consolidation, and analysis of annual budgets and periodic forecasts to support strategic planning and resource allocation.
- The Belgium company offers businesses niche and specialized products and collateral in the field of trade credit and insurance guarantees.
Finance and Accounting Director
Towarzystwo Ubezpieczeń Euler Hermes S.A. and Euler Hermes Services Polska Sp. z o.o.
04.2003 - 09.2019
- Finance and Accounting Director responsible for the following areas of activities:
- Keeping of account ledgers of the companies; maintaining company’s financial records in Asseco and SAP financial systems.
- Preparation and control of monthly, quarterly, and yearly financial statements according to Solvency II, IFRS and local accounting standards for the purpose of Euler Hermes Group, local financial authorities and Polish Financial Regulator (KNF);
- Expertise in corporate income tax (CIT) compliance and reporting, ensuring regulatory compliance and optimizing tax strategies for an organization’s financial health.
- Income and VAT tax settlements as well as management analysis of revenues and costs.
- Planning and execution of investments strategy.
- Classification, valuation and recording of deposits.
- Control and execution of reinsurance process according to reinsurance treaty.
- Preparation and control over various internal procedures in different fields of the organization, accounting, product development, finance, and reinsurance.
- Coordination of IT processes.
- Implementation of Solvency II project; Pilar 1,2 and 3.
- Member of Financial and Investment Committee, Technical reserves Committee.
- Day to day cooperation with actuarial team.
- Project Manager for group and local initiatives.
- Implementation of electronical document, technical systems, SAP and reinsurance system (FSRI);
- Participation in establishing the presence of Euler Hermes insurance in Poland;
- Creating the Financing, HR and Reporting department from scratch.
- The world's leading credit insurance provider. The company provides credit insurance and surety, risk assessment and trade debt collection for companies of all size.
Accountant
Hermes Serwis Ubezpieczeń Kredytowych Sp. Z o.o.
09.2001 - 03.2003
- Main responsibilities: Accountant
Finance and Accounting Specialist
Korporacja Ubezpieczeń Kredytów Eksportowych S.A. (KUKE S.A.)
09.1998 - 08.2001
- Main Responsibilities: Finance and Accounting Specialist
Education
Post Graduate Studies - Positive Psychology: building well-being and overcoming crises
University of Banking Merito Universites
10.2022 - 06.2023
Post Graduate Studies - Accounting
University of Finance And Management
09.2008 - 06.2009
M.D. - Faculty of Technical Physics and Applied Mathematics, Area of Speciality: Actuarial theory in Finance and Insurance
Politechnika Warszawska (Warsaw University of Technology)
10.1993 - 09.1998
Skills
- PC – MS Office, (Excel proficiency)
- Practical knowledge of SAP systems (FI-CO, BW, CO), Symfonia, Asseco,
- Financial reporting accuracy
- Project Management
- Interpersonal communication
- NBB (BE Regulator) & KNF (PL Regulator) applications
- Various on-line banking apps (Isabel, BNP, ING, ISABEL, UBS,other)
- Tax portals in ten European countries
- Investment portfolio oversight
- SOX compliance
- Financial modelling
- Technical insurance accounting
- Commercial Awareness
Certification
- 2009 – Ministry of Finance License
- 1999 – Chartered Accountant
Language Skills
Polish and English fluently
Affiliations
- caring for people, sewing clothes according to my own designs, and cycling
Timeline
Post Graduate Studies - Positive Psychology: building well-being and overcoming crises
University of Banking Merito Universites
10.2022 - 06.2023
Head of Accounting
Credendo – Guarantees & Speciality Risks
09.2019 - 12.2025
Post Graduate Studies - Accounting
University of Finance And Management
09.2008 - 06.2009
Finance and Accounting Director
Towarzystwo Ubezpieczeń Euler Hermes S.A. and Euler Hermes Services Polska Sp. z o.o.
04.2003 - 09.2019
Accountant
Hermes Serwis Ubezpieczeń Kredytowych Sp. Z o.o.
09.2001 - 03.2003
Finance and Accounting Specialist
Korporacja Ubezpieczeń Kredytów Eksportowych S.A. (KUKE S.A.)
09.1998 - 08.2001
M.D. - Faculty of Technical Physics and Applied Mathematics, Area of Speciality: Actuarial theory in Finance and Insurance
Politechnika Warszawska (Warsaw University of Technology)
10.1993 - 09.1998