Bartosz Tokarski
Gorzkowice
Summary
AML Analyst with almost 3 years of experience in Transaction Monitoring and financial crime detection within banking environments. Experienced in investigating retail and corporate alerts and identifying suspicious transactional behaviour in line with AML/CTF regulations.
Strong exposure to AML process improvement initiatives, including User Acceptance Testing (UAT), supporting system enhancements to improve investigation efficiency, and developing early experience in drafting business specifications for IT teams.
Experienced in delivering training sessions and maintaining AML knowledge base documentation.
Proficient in AML systems including NICE Actimize and familiar with end-to-end Transaction Monitoring workflows. Holder of Cambridge English Advanced (CAE) certificate. Currently completing a Master’s degree in Management.
Overview
3
3
years of professional experience
3
3
years of post-secondary education
1
1
Certification
Work history
AML Payment Analysis Specialist
mBank S.A.
Warsaw
2023.12 - Current
- Conduct Transaction Monitoring investigations for retail and corporate customers using NICE Actimize, analysing transactional patterns and customer behaviour to identify potential AML/CTF risks.
- Prepare clear and well-documented case files supporting escalation and compliance requirements.
- Draft business specifications and participate in User Acceptance Testing (UAT) for AML system enhancements.
- Identify system issues, provide feedback to IT teams, and support optimisation of monitoring workflows.
- Maintain AML knowledge base (Wiki) and deliver training sessions on new tools, processes and system updates.
AML Intern
Citibank Europe PLC
Olsztyn
2023.07 - 2023.09
- Participated in a full AML analyst training programme designed for newly onboarded employees, covering Transaction Monitoring processes, AML fundamentals, and internal compliance procedures.
- Shadowed experienced AML analysts during Transaction Monitoring investigations and case handling.
- Gained exposure to end-to-end alert review process, including initial analysis, documentation standards, and escalation procedures.
- Observed application of AML policies and regulatory requirements in daily operational work.
- Developed foundational understanding of financial crime typologies and investigative workflows.
Education
Bachelor’s degree in Business Linguistics -
Uniwersytet Warmińsko-Mazurski w Olsztynie
2021.10 - 2024.06
Master’s in Management -
Społeczna Akademia Nauk w Łodzi
2024.06 -
Skills
- Transaction Monitoring (Retail & Corporate)
- AML Investigations
- Financial Crime Compliance (AML/CTF)
- SAR/STR awareness
- NICE Actimize
- User Acceptance Testing (UAT)
- Process Improvement & Automation Support
- AML Systems Testing & Defect Reporting
- AML Knowledge Management (Wiki)
- Training Support
- Basic Microsoft Excel knowledge
- English (C1 – CAE)
Certification
Cambridge English: Advanced (CAE) - C1, 2025
Affiliations
- Interest in financial crime typologies and global banking trends
- Developing analytical skills through structured problem solving
- Fitness and discipline-focused activites
Timeline
Master’s in Management -
Społeczna Akademia Nauk w Łodzi
2024.06 -
AML Payment Analysis Specialist
mBank S.A.
2023.12 - Current
AML Intern
Citibank Europe PLC
2023.07 - 2023.09
Bachelor’s degree in Business Linguistics -
Uniwersytet Warmińsko-Mazurski w Olsztynie
2021.10 - 2024.06