Chirag Sheth
Credit Risk Associate
Warsaw
Summary
Energetic financial services professional highly effective at working with clients of all levels and backgrounds. Friendly and personable with an adaptable approach. Trustworthy, hardworking, and team-oriented individual, focused on honoring company ethics and preserving the confidentiality.working as a Credit risk associate for Goldman sachs and have worked previously a SME in the Credit Risk Management Services team for more than four years at CSC Poland. Completed Master's Degree at Kozminski University with specialization in Corporate Finance.
Overview
7
7
years of professional experience
5
5
years of post-secondary education
3
3
Certifications
Work History
Credit Risk Associate
Goldman Sachs
01.2025 - Current
- Working in OTC derivative margin team to advise on Independent amount regarding Equity derivative product group
- Working on improving the internal credit rating methodology for funds industry space ( MFs/HFs/PFs) - Analysis and data management
- Counterparty credit analysis - preparation of in-depth credit reviews for new clients, annual reviews for existing clients, setting credit limits, and effectively managing excesses, interpretation of portfolio stresses, compiling recommendations and determining credit ratings.
- Liaise with the documentation department to set credit conditions and parameters in trading documents including ISDAs, CSAs, GMRAs and GMSLAs.
- Support due diligence meetings to better understand the client's business, risks, and their strategy.
- Close dialogue with Sales,1LOD for Fund related requests, including transaction analysis, approval and determination of credit risk mitigation via limits and tiers.
Senior Credit Risk Analyst
Goldman Sachs
09.2023 - 12.2024
Risk Operations Intermediate Analyst
Citibank Europe PLC
11.2022 - 08.2023
- Development of new loan pledging application within Citi
- Collaboration with various stakeholders at Citi who are involved in the creation of the loan pledging application for the EMEA region
- Reconciliation and Monitoring of the loans pledged with ECB by Citi in the EMEA region
- Testing of new functionalities within the application in an UAT environment as well as production
Risk Operations Analyst 2
Citibank Europe PLC
01.2022 - 10.2022
Risk Operations Analyst 1
Citibank Europe PLC
12.2020 - 12.2021
Risk operations Specialist
Citibank Europe PLC
11.2018 - 11.2020
Intern
Citibank Europe PLC
03.2018 - 05.2018
Education
Master of Science - Corporate Finance
Kozminski University
05.2016 - 01.2019
Bachelors of Commerce - Advance Accounting and Auditing
Veer Narmad South Gujarat University
Surat 07.2012 - 04.2015
Skills
Presentations and public speaking
Business writing skills
Internal controls
Data Entry
Multitasking Abilities
Excel VBA
Goal oriented
Credit scoring
Data interpretation
Banking operations
Certification
Ms-excel Intermediate/Advanced , NobleProg
Accomplishments
- Received Numerous Citi Gratitude for helping with UAT, Data Cleanups, and outstanding performance
- Finished Ms-excel Intermediate/Advanced class at NobleProg
- Financial Markets training at Citibank
- Attended Python training course at Citibank.
- Graduate management admission test Scored 430 out of 800 in the GMAT with over 30 percentile in the quantitative section.
Timeline
Credit Risk Associate
Goldman Sachs
01.2025 - Current
Senior Credit Risk Analyst
Goldman Sachs
09.2023 - 12.2024
Risk Operations Intermediate Analyst
Citibank Europe PLC
11.2022 - 08.2023
Risk Operations Analyst 2
Citibank Europe PLC
01.2022 - 10.2022
Risk Operations Analyst 1
Citibank Europe PLC
12.2020 - 12.2021
Risk operations Specialist
Citibank Europe PLC
11.2018 - 11.2020
Intern
Citibank Europe PLC
03.2018 - 05.2018
Master of Science - Corporate Finance
Kozminski University
05.2016 - 01.2019
Bachelors of Commerce - Advance Accounting and Auditing
Veer Narmad South Gujarat University
07.2012 - 04.2015
Similar Profiles
ANUSHA VIJAY SHETANUSHA VIJAY SHET
Financial Treasury Analyst at Goldman SachsFinancial Treasury Analyst at Goldman Sachs
Daisy MoralesDaisy Morales
Phone Representative at Goldman SachsPhone Representative at Goldman Sachs
Brandon Dilsher CorneilleBrandon Dilsher Corneille
Assistant Facilities Manager at SILA @ Goldman SachsAssistant Facilities Manager at SILA @ Goldman Sachs
ANAGHA MENONANAGHA MENON
Senior Analyst at Goldman SachsSenior Analyst at Goldman Sachs
Aydemir YilmazAydemir Yilmaz
Customer Support Representative at Master Smash BurgerCustomer Support Representative at Master Smash Burger