Dhanushi Nandigam
Kraków
Summary
Ambitious Professional with over 9plus years of experience in reviewing financial documents and digital records holding sound expertise in AML Transaction Monitoring Investigations, Name Screening, Global Sanctions, KYC/CDD reviews and Data Processing domains. Willing to work with a motivated team involved in challenging role, utilizing skill and creativity to the best of ability and also acquire new ideas to further strengthen the knowledgebase.
Overview
9
9
years of professional experience
1
1
Certification
Work History
Client Data Analyst-Compliance Operations
JPMorganChase&Co.
03.2021 - 04.2024
- Conducted Due Diligence and Know Your Customer (KYC) research on customer Accounts as part of the business-wide Anti-Money Compliance remediation process
- Determined customer risk ratings and categorization based on case analysis and research
- Performed research via internal and external sources, gathered and analyzed documentation in accordance with regulatory and AML requirements
- Identified and documented the review results and proposed remedial actions as per compliance guidelines
- Ensured enhanced due diligence is conducted on existing and new clients in accordance with Firm Customer Identification Program policies and the USAPATRIOT Act for predominantly international clients and sensitive domestic clients such as PEPs or those associated with high risk industries or countries
- Worked extensively with various teams across global locations to fulfill AML KYC requirements as mandated by compliance and regulatory standards.
KYC Analyst
UBS
06.2018 - 02.2021
- Performed data quality reviews of KYCs for completeness, including ensuring appropriate information is contained in the KYC to meet regulatory, legal, bank and audit requirements
- Conducted periodic reviews on customer accounts to ensure that due diligence are complete and accurate and whether or not the client's actual activity was consistent to the expected activity
- Analyzed client data, documentation and negative news (identify red flag situations and escalate in line with policy and procedures) in order to determine Client Risk Profile as established under the Global KYC Procedures
- Maintained healthy relationships with the branch network and Senior Management regarding KYC documentation, clarification of structures and content of account requests
- Identified gaps in policies and processes and liaise as necessary with the team, other business units and stakeholders to resolve the issue
- Provided SME support to new joiners on KYC/AML policies and procedures to boost subject knowledge and daily performance.
Anti-Money Laundering Analyst| USA TM
HSBC
02.2015 - 04.2018
- Investigated alerts on regular basis by maintaining the required quality measures
- Investigated on KYC and transactional activities of individuals and institutions to enforce laws and regulations, assessing legality of transactions and operations
- Performed searches utilizing internet sources and/or third-party vendors to corroborate Source of Wealth and commercial activity of customers
- Contacted respective business functions for additional information as appropriate in order to review/investigate the case
- Aware of countries that do not have adequate AML/CTF (Counter Terrorist Financing) frameworks, content of lists of suspects and enforcement and regulatory authorities
- Sanctions issued by law
- Authored thorough reports detailing results of investigations and recommendations to L2/L3/Investigative Reporting Teams.
Education
Bachelor of Commerce -
St.Joseph's College for Women, Andhra University-Andhra Pradesh, India
Skills
- Financial services
- AML/KYC Investigations
- Report writing
- Investigative Research
- Data Analysis
- Document processing
- Teamwork and Collaboration
- Team building
- MIS
- Quality checking
- Group Instruction
- Training and Support
- Performance Monitoring
- Supervision DecisionMaking
- AnalyticalandCriticalThinking
- Adaptability
- Multi-taskingabilities
Websites
Certification
- AML/KYC Certificate of Competence (COC) Certified | HSBC
- Pursuing SQL
Languages
English
Hindi
Telugu
German (Learning)
Applications
- Oracle DB FENERGO COSIMA TAAR
- GRID
- GFAS (Global fund administration services)
- Norkom
- UCM (Unified Case Management) software
- World Check
- LexisNexis
- Regulatory Data Corp (RDC)
- Dun & Bradstreet
- Bridger Tool
Personal Information
Title: Client Data Analyst-Compliance (KYC/AML)
Awards
- Best Performer Award
- H2 Award JPMorganChase
- Top performer Awards (multiple) | UBS
- HSBC Team of the quarter–Major contribution
Hobbies and Interests
- Music
- Reading Books
- Cooking
Timeline
Client Data Analyst-Compliance Operations
JPMorganChase&Co.
03.2021 - 04.2024
KYC Analyst
UBS
06.2018 - 02.2021
Anti-Money Laundering Analyst| USA TM
HSBC
02.2015 - 04.2018
Bachelor of Commerce -
St.Joseph's College for Women, Andhra University-Andhra Pradesh, India