Hajibay Hajizada

• Overseeing daily banking operations, including deposits, withdrawals, and account management
• Managing customer transactions efficiently and accurately
• Addressing and resolving client inquiries and concerns
• Building and maintaining strong client relationships
• Supporting internal teams to improve operational efficiency and customer satisfaction

• Analyzed the causes of problematic loans based on monitoring
reports
• Prepared reports on the business activities of loan officers.
• Verified the accuracy and completeness of information submitted
to the credit committee, including documentation and
memorandums.
• Evaluated the quality of customer analyses for approved loans.

• Assessed creditworthiness by analyzing financial data, credit
reports, and other relevant information for individuals and
businesses.
• Processed loan applications, ensuring all necessary documents
were submitted and completed accurately
• Advised clients on improving their credit standing and managing
financial obligations.

• Recorded financial transactions, ensuring accuracy in
documentation in Russian.
• Prepared and sent invoices, tracked payments, and managed
accounts payable and receivable.
• Performed bank reconciliations by comparing company bank
Azerbaijani statements with financial records.

• Coordinated with partners (hotels, transport companies, tour guides).
• Handled visa processing and other necessary documentation.
• Controlled expenses, calculated tour costs, and managed budgets.