Jehsen Halkhory
Khoyratty
Summary
Results-driven Business Manager known for high productivity and efficient task completion. Skilled in strategic planning, team leadership, and operational improvement. Excel at communication, problem-solving, and adaptability, ensuring seamless management and business growth.
Overview
13
13
years of professional experience
1
1
Certification
Work History
Business Manager – Strategy & Projects
Afrasia Bank Limited
05.2024 - Current
- Participating in Core Banking System (CBS) and Internet Banking (IB) upgrade projects
- Providing input to the Risk Team in establishing sector limits for the bank
- Monitoring Key Performance Indicators (KPIs) across all lines of business
- Preparing Business Packs for Business Forum discussions
- Contributing to the bank’s strategic roadmap
- Strategy Committee Pack, Business Strategy and KPI update
- Managing the budget process of Business line, including providing loan and deposit figures to the Finance department
- Improving the Loan Process of the Bank, from Loan origination to Credit Approval
- Bird-Eye view on all IT Project
Credit Risk Manager- Reporting & IFRS 9
Afrasia Bank Limited
04.2021 - 04.2024
- Assisting in Annual Report – Credit Department
- Assist top level executives in preparing strategic paper for the Bank such as Risk Appetite, Bullet Loan Strategies, Budget forecast for Credit Dept
- Preparing Board Credit Pack & Conduct Review Committee Pack Preparing Matter Arising to Board
- Oversee the monitoring process of Credit Dept
- Project lead on various programs established by the Head of Credit such as report automation process for Credit Dept
- Assisting in review of MIS (Monthly & Quarterly reporting) & RBS reporting with BOM
- Calculation of ECL provisioning for IFRS9. Converting of Cumulative PD into Marginal PDs/Daily PDs, shocking the PDs with the CDS premium and applying Forward Looking Information in the ECL computation.
- Calculation of General Provisioning as per new Credit Impairment Guideline
- Taking minute of Management Credit Committee and Board Credit Committee meeting
- Assist the Head of Credit in any cognitive job assigned like; Credit Proposal (underwriting), Stress Testing and ICAAP document.
Credit Risk Analyst & Senior Credit- IFRS 9
Afrasia Bank Limited
02.2018 - 04.2021
- Assisting in Annual Report – Credit Department
- Assist top level executives in preparing strategic paper for the Bank such as Risk Appetite, Bullet Loan Strategies, Budget forecast for Credit Dept
- Preparing Country Paper Risk Assessment
- Preparing Board Credit Pack & Conduct Review Committee Pack Preparing Matter Arising to Board
- Oversee the monitoring process of Credit Dept
- Project lead on various programs established by the Head of Credit such as report automation process for Credit Dept
- Assisting in review of MIS (Monthly & Quarterly reporting) & RBS reporting with BOM
- Calculation of ECL provisioning for IFRS9
- Calculation of General Provisioning as per new Credit Impairment Guideline LGD Model
- Assist the Head of Credit in any cognitive job assigned
Accounting Technician
State Trading Corporation
03.2016 - 02.2018
- Involved in the management of fund
- Reconciling the daily cash flow with the bank balances
- Preparation of cash flow forecast
- Producing daily report on FX evolution and the key drivers affecting them, commodity market-oil prices (every two days)
- Engaged in the processing of tender for short term deposits (MUR and USD) and Standby line of credit
Junior Accountant
Food & Sister Cooperative Credit Union LTD
10.2014 - 02.2016
- Company Overview: Affiliated to Avipro co ltd
- Preparation of Financial Statement of other companies
- Reviewing Bank Reconciliation and General Ledger entries
- Vouching of Cheques
- Assisting in Tax calculations
- Updating the NetWare system
- Chasing of bad debtors
- Representing the Credit Union in front of the Ministry of Commerce and Cooperative Arbitration tribunal
- Affiliated to Avipro co ltd
Junior Accountant
Primexis Partners (Mauritius) LTD
09.2012 - 09.2014
- Preparation of Financial Statement of other companies
- Reviewing Bank Reconciliation and General Ledger entries
- Vouching of Cheques
- Assisting in Tax calculations
Education
Bachelor of Laws with Honors -
University of Mauritius
Chartered Certified Accountant -
Association of Chartered and Certified Accountants (ACCA)
Project Leadership -
University of Technology
Skills
Proficient in:
- Microsoft Excel
- Microsoft Word
- Microsoft PowerPoint
- Data analysis
- Document formatting
- Presentation design
- Effective communication
- Problem solving
- Team leadership
Certification
- ACCA Qualified
- PLC Certified
Timeline
Business Manager – Strategy & Projects
Afrasia Bank Limited
05.2024 - Current
Credit Risk Manager- Reporting & IFRS 9
Afrasia Bank Limited
04.2021 - 04.2024
Credit Risk Analyst & Senior Credit- IFRS 9
Afrasia Bank Limited
02.2018 - 04.2021
Accounting Technician
State Trading Corporation
03.2016 - 02.2018
Junior Accountant
Food & Sister Cooperative Credit Union LTD
10.2014 - 02.2016
Junior Accountant
Primexis Partners (Mauritius) LTD
09.2012 - 09.2014
Bachelor of Laws with Honors -
University of Mauritius
Chartered Certified Accountant -
Association of Chartered and Certified Accountants (ACCA)
Project Leadership -
University of Technology
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