Summary
Overview
Work History
Education
Skills
Languages
Timeline
Generic

Jacek Czechowski

Gdansk

Summary

Positive and proactive, result-focused manager with strong background in financial analysis. Offers reliable expertise in planing and execution.

Develops models and implements financial plans and delivers strategic financial advice to organization in areas of business development and organization effectiveness.

Well organized and dependable team member successful at managing multiple priorities with a positive attitude.

Able to set and develop financial teams, including professional and people skills, knowledge of the business, and team engagement.

Overview

24
24
years of professional experience

Work History

Director of Financial Planning and Analysis

Nest Bank S.A.
01.2016 - Current
  • Developed and implemented strategic and annual financial plans, maintained responsive organization enabling constant increase in profitability. Bank became profitable in 2021 and achieved its best-ever net profit in 2022
  • Member of committee meetings debating on budgets, responsible for strategic financial recommendation. As the leader of the ALCO subcommittee responsible for optimizing profitability while ensuring the required liquidity
  • Developed and maintained financial models and tools supporting business development, with focus on product, channel, and customer profitability. Played key role in evaluation of NPI, CRM and marketing campaigns, investment projects and acquisitions
  • Collaborated closely with HR and Business to develop effective incentive plans for HQ employees, and sales teams, based on defined targets and created financial dashboards providing insights into key performance indicators.
  • Designed and implemented financial reports to monitor and measure business performance against forecasts to create both high-level analysis of variance and product and customer performance,


Pricing Manager

Alior Bank
07.2015 - 12.2015
  • Supported due diligence process in finance area, which succeeded in acquisition of one of the biggest bank in Poland
  • Supported operations management, sales, and marketing efforts to increase revenue and overall financial health.
  • Mentored pricing team on best practices to maximize product, and channels profitability (Risk Based Pricing)
  • Analyzed and verified KPIs for B-1, B-2 management to support financial plan execution

Director of Financial Planning and Analysis

Meritum Bank S.A.
03.2008 - 06.2015
  • Set up devoted team responsible for all aspects of financial analysis, controlling, reporting, and modeling focused on supporting business development and improving bank's efficiency
  • Supported successful migration to new Core Banking System, including implementation of enhanced internal and regulatory financial reports
  • Introduced regularly financial reviews based on credible MIS linked to incentive plans for all business to manage bank profitability and identify savings and operational efficiencies
  • Developed and executed long-term, and annual financial plans to build company's value, resulting in 32% RoE in year preceding sale of bank
  • Defined and negotiated conditions for JV contract with on of biggest retailer in Poland
  • Evaluated NPI, agreements with key partners, project applications and verified using dedicated tools to approve, reject and recommend corrections.

Pricing Team Leader

GE Money Bank
03.1999 - 02.2008
  • Build and trained first pricing team in banking sector, responsible for product and distribution channels profitability and revenue enhancement - rewarded in 2003, as best Pricing Team in GE Finance
  • Set and achieved profitability goals by introduction of revenue based sales incentive plans, supported by dedicated trainings and tools
  • Developed and implemented with product development team and CRM favorable pricing structures balancing bank objectives and customer needs, using combined propensity model with individual offering
  • Developed reports for key stakeholders to monitor budget and revenue trends, regarding product performance and customer performance to assist management with developing business strategy
  • Drove revenue stream development through strategic collaboration and partnerships.
  • Established and enforced controls on efficiency of marketing expenses and budget in Sales&Marketing division


Education

Master of Science - Business Administration And Management

University of Gdansk
Sopot
06.1993

Skills

  • Excellent team leadership and ability to create well-qualified and engaged teams
  • Strategic and financial planning with close collaboration with stakeholders
  • Financial budgeting and business KPIs setting
  • Business case development and evaluation
  • Revenue and cost optimization
  • Financial forecasting and modeling
  • MIS, financial reporting and analysis
  • New business development and deal structuring
  • Compliance and regulatory requirements in finance sector
  • Pricing strategies and revenue projections
  • Staff mentoring and management

Languages

Polish
Native language
English
Advanced
C1

Timeline

Director of Financial Planning and Analysis

Nest Bank S.A.
01.2016 - Current

Pricing Manager

Alior Bank
07.2015 - 12.2015

Director of Financial Planning and Analysis

Meritum Bank S.A.
03.2008 - 06.2015

Pricing Team Leader

GE Money Bank
03.1999 - 02.2008

Master of Science - Business Administration And Management

University of Gdansk
Jacek Czechowski