Jakub Michałecki

UAR Filling

KYC and CDD Proficiency: Expertise in conducting thorough KYC and ODD processes to ensure compliance with regulatory requirements.

Risk Assessment: Skill in evaluating and analyzing risks associated with customer accounts, transactions, and overall business relationships.

Compliance Management: Ensuring adherence to AML policies, procedures, and guidelines, and actively participating in implementation of compliance initiatives.

Technology Proficiency: Familiarity with AML software, data analysis tools, and other technologies used in KYC and AML operations.

Adaptability: Ability to adapt to evolving regulatory landscapes, industry best practices, and changes in organizational policies.

Collaboration: Team player mentality, collaborating effectively with cross-functional teams, and contributing to positive and proactive work environment.

Ethical Judgment: Exercising ethical judgment in decision-making processes and demonstrating commitment to maintaining highest standards of integri

Deputy Team Lead from May 2023 to October 2023.

UAR Filling
Transaction Analysis:

Proficiency in analyzing and interpreting complex financial transactions to identify unusual or suspicious activities.
Ability to recognize patterns, trends, and anomalies in transactional data that may indicate potential money laundering or other financial crimes.
AML Regulations Knowledge:

In-depth understanding of local and international Anti-Money Laundering (AML) regulations and guidelines.
Stay updated on regulatory changes and ensure compliance with relevant laws, regulations, and ING Bank's AML policies.
Investigation Techniques:

Strong investigative skills to conduct thorough reviews of flagged transactions and customer profiles.
Utilize various investigative techniques, tools, and resources to determine the legitimacy of transactions and assess potential risks.
Communication Skills:

Collaborate with other AML professionals, legal teams, and potentially law enforcement agencies when necessary.
Technology Proficiency:

Ability to leverage technology for data analysis, automation, and the enhancement of transaction monitoring processes

• Correspondent Banking Expertise:
  
  In-depth knowledge of correspondent banking processes, including understanding the unique risks associated with correspondent banking relationships.
  Familiarity with the intricacies of international financial transactions, cross-border payments, and the regulatory landscape specific to correspondent banking.
  AML Compliance Knowledge:
  
  Comprehensive understanding of Anti-Money Laundering (AML) regulations and guidelines, especially as they pertain to correspondent banking activities.
  Ability to apply AML compliance principles to identify and address potential money laundering risks within correspondent banking relationships.
  RFI Inquiry Handling:
  
  Proficiency in performing Request for Information (RFI) inquiries, which involves gathering additional information from correspondent banks to enhance due diligence.
  Effective communication skills to liaise with correspondent banks, seeking clarification on transaction details, customer information, or any other pertinent information required for AML investigations.
  Analytical and Investigative Skills:
  
  Strong analytical skills to review and analyze transactional data, customer profiles, and any suspicious activities within correspondent banking relationships.
  Ability to conduct thorough investigations, including assessing the legitimacy of transactions and identifying potential red flags or irregularities.