Outside of work, I enjoy motorcycles, woodworking and furniture making, as well as DIY engineering projects related to carpentry and metalworking I also spend time road cycling, running, skiing and hiking in the mountains
Jarosław Kwiatkowski
Profil zawodowy
Risk, Financial Crime and AML professional with over 10 years of experience within international banking, covering operational risk, financial crime investigations, customer due diligence, compliance and control assurance.
Podsumowanie
2
2
Languages
1
1
Certification
10
10
years of professional experience
Doświadczenie
CA Risk & Control Analyst (C6 → C7)
NatWest Group
Warsaw
2022.01 - 2025.06
- Supported operational risk activities across business areas in line with internal risk frameworks and conduct risk requirements.
- Worked with stakeholders to identify, assess, monitor, and mitigate operational risks within established risk appetite.
- Monitored control environments and supported evaluation of control effectiveness to identify potential risks and control gaps.
- Collaborated with business stakeholders and second line functions to support effective risk management processes.
- Prepared risk reporting, documentation, and supporting evidence for ongoing governance and control activities.
- Contributed to improving risk processes and promoting consistent risk management practices across the organization
Senior Analyst
NatWest Group
Warsaw
2017.08 - 2021.12
- Conducted financial crime investigations involving international corporate clients.
- Performed customer due diligence, Source of Funds reviews and enhanced case analysis.
- Assessed financial crime risks and prepared recommendations in line with internal AML procedures.
- Collaborated with Relationship Managers, Compliance teams and first line stakeholders.
- Delivered case decisions and investigation outcomes within regulatory deadlines.
- Supported Quality Assurance activities and promoted consistent analytical standards.
Analyst
The Royal Bank of Scotland plc SA Oddział w Polsce
Warsaw
2015.04 - 2017.07
- Conducted customer due diligence and financial crime investigations involving international corporate clients.
- Executed instructions and escalations received from AML Officers and Compliance teams within required timelines.
- Prepared reports and monitored ongoing issues related to correspondent banking activities.
- Reviewed and verified internal system alerts to identify potential compliance and financial crime risks.
- Conducted analysis of clients' sources of funds and financial activity patterns.
- Identified and assessed relationships between entities involved in fund transfers and transactional activity.
Wykształcenie
Bachelor of Technical Science - Business Management & Environmental Protection
Wyższa Szkoła Ekologii i Zarządzania
Warsaw 2003 - 2007
Umiejętności
- Quality Assurance
- Risk Assessment
- Control Assurance
- Control Monitoring
- Governance & Reporting
- AML / Financial Crime
- Customer Due Diligence (CDD)
- Enhanced Due Diligence (EDD)
- KYC
- Stakeholder Management
- Issue Management
- Microsoft Office
Zainteresowania
Additional Professional Experience
Technical CAD Designer (Civil contract, part-time)
Meddle Magdalena Zadworna
10.2020 - Present
- Prepared and modified AutoCAD technical drawings for window and door joinery projects.
- Updated technical documentation based on client requirements and engineering changes.
- Cooperated directly with an international sales representative (USA) regarding project requirements and revisions.
Languages
Polish
First language
English
Upper intermediate
B2
Certyfikacja
International Compliance Association (ICA)
Certificate in Anti Money Laundering
Oś czasu
CA Risk & Control Analyst (C6 → C7)
NatWest Group
2022.01 - 2025.06
Senior Analyst
NatWest Group
2017.08 - 2021.12
Analyst
The Royal Bank of Scotland plc SA Oddział w Polsce
2015.04 - 2017.07
Bachelor of Technical Science - Business Management & Environmental Protection
Wyższa Szkoła Ekologii i Zarządzania
2003 - 2007