Summary
Overview
Work History
Education
Skills
Consent - Statement
Languages
Hobbies and Interests
Profile
Certification
Timeline
Generic
Joanna Brzozowska

Joanna Brzozowska

Gdynia

Summary

Experienced Senior Depositary Analyst with a strong background in cash monitoring, safekeeping of assets, and risk assessments. Skilled in overseeing reconciliation processes for instruments such as OTC Derivatives, ETD, cash, and stock, with a keen ability to identify and escalate risks. Expertise in NAV calculation review, income distribution, and investment restriction compliance. Proven ability to collaborate effectively within teams, control the quality of deliverables, and contribute to the training and development of junior team members. Previously served as a Senior AML Analyst, further enhancing my risk management and compliance expertise. Additionally, I have experience in Forensics, strengthening my analytical and investigative skills. Highly committed to protecting investor interests and ensuring adherence to regulatory standards and internal controls.

Overview

4
4
years of professional experience
1
1
Certification

Work History

Senior Anti-Money Laundering Analyst

PWC
09.2024 - 12.2024
  • Experience in KYC (Know Your Customer) and Transaction Monitoring - low, medium, and high risk, as well as complex beneficiary structures
  • CDD & EDD
  • Participating in Forensics projects
  • Supporting and coaching Analysts in addressing quality issues
  • Being up to date with Policy & Procedure changes
  • Proposing actions in order to improve the quality within the team (in cooperation with Team Leader and SME)
  • Preparing input to class/individual training/coaching
  • Supporting junior staff on project work environment

Anti-Money Laundering Analyst

PWC
03.2023 - 08.2024
  • Experience in KYC (Know Your Customer) and Transaction Monitoring
  • CDD & EDD
  • Participating in Forensics projects
  • Observing procedures, acting in accordance with policies and guidelines to AML Audit
  • Researching via internal and external sources
  • Gathering and analyzing data and documentation
  • Ensuring conclusions are reached with regard to further steps
  • Analyzing and incorporating findings by Quality Analysts
  • Referring adverse findings to Quality Analysts

Senior Depositary Analyst

State Street
01.2025 - Current
  • Prepare and review cash monitoring work conducted by the team (significant cash flows, full cash flows reconciliation).
  • Prepare and review safekeeping of assets work conducted by the team (custody, asset ownership verification and registration)
  • Perform oversight checks on valuation and safekeeping of units work conducted within the Depositary team (subscriptions and redemptions oversight)
  • Control the quality of the prepared work
  • Complete the reviewers’ checklist when required in accordance with procedures.
  • Reconciliations: analyze the output of the reconciliations for specific instruments such as OTC Derivatives, ETD, cash, stock, etc.; make a risk assessment to identify risky items that require to be investigated further and that require escalation
  • NAV calculation: review procedures in place to calculate the NAV and understand the drivers of the NAV calculation, review income distribution calculations; ensure that the receivable and payable accounts linked to shareholder activity are in good order
  • Trade settlement, income and cash: risk assessment of trades, cash and income not timely settled/received
  • Investment Restriction Compliance: identify breaches and check if escalation is required
  • Transfer Agency: understand the risk items linked to the transfer agency activity and review the output of the reconciliation

Depositary Analyst

State Street
08.2020 - 02.2023
  • Responsibility for the valuation of investment funds, performing oversight checks
  • Preparation and analysis of reports on investment funds - daily and monthly
  • Performing operational tasks, including monitoring cash balances
  • Prepare various reconciliations on a daily and monthly basis (cash monitoring, holdings, units) - compare and confirm data per client/accounting reports to data per bank/custody reports; research any discrepancies
  • Make a risk assessment to identify risky items that require to be investigated further and that require escalation
  • Working under a strict deadline
  • Training new employees in the team

Education

High school -

Liceum ogólnokształcące im. 9 Brygady Kawalerii Pancernej w Braniewie

Skills

  • In-depth Knowledge of AML Laws & Regulations
  • Risk Assessment
  • KYC and Due Diligence
  • Investigative Skills
  • Analytical Skills
  • Communication skills
  • Working under time pressure
  • Prioritizing tasks
  • Responsibility for entrusted tasks
  • Teamwork
  • Desire to develop
  • Positive attitude towards people
  • Ease in establishing relationships
  • 'Can do' attitude

Consent - Statement

I agree to the processing of personal data provided in this document for realizing the recruitment process pursuant to the Personal Data Protection Act of 10 May 2018 (Journal of Laws 2018, item 1000) and in agreement with Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data, and repealing Directive 95/46/EC (General Data Protection Regulation).

Languages

Polish
English
Spanish

Hobbies and Interests

  • Skating
  • Cooking

Profile

Joanna Brzozowska, brzozowskajooanna@gmail.com, 502 837 862, Komandorska 29B/30, Gdynia, Pomorskie, 81-232, http://linkedin.com/in/joanna-brzozowska-a19830145/, 09/26/96

Certification

Financial Crime Unit AML Certificaiton - Level 1 PWC

Timeline

Senior Depositary Analyst

State Street
01.2025 - Current

Senior Anti-Money Laundering Analyst

PWC
09.2024 - 12.2024

Anti-Money Laundering Analyst

PWC
03.2023 - 08.2024

Depositary Analyst

State Street
08.2020 - 02.2023

High school -

Liceum ogólnokształcące im. 9 Brygady Kawalerii Pancernej w Braniewie

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Joanna Brzozowska