Summary
Overview
Work history
Education
Skills
Languages
Affiliations
Courses and Certificates
Timeline
Generic
Katarzyna Gagatek-Zaborowska

Katarzyna Gagatek-Zaborowska

Summary

Dynamic finance professional with extensive experience in financial control and team leadership within multinational banking environments. Proven ability to ensure compliance with global reporting standards and drive financial performance through strategic planning and effective data analysis. Skilled in managing cross-border teams and delivering high-quality financial insights to support decision-making.

Overview

18
18
years of professional experience

Work history

Team Leader, CIB Financial Control

Santander Global Operations and Technologies
Warsaw
03.2022 - Current
  • lead a team responsible for financial control of the foreign Banco Santander branches in Milan, Amsterdam, Frankfurt, and Paris (Eurozone)
  • close collaboration with Global Financial Control team in Madrid and local units in Europe
  • ensuring consistency and compliance of financial data with global reporting standards
  • ensuring timely delivery with high data quality
  • coordination and participation in monthly financial closing (P&L and Balance Sheet preparation) and forecasting process
  • leading regular meetings with Eurozone branches to review monthly financial results and the forecast
  • Client and transaction level reports showing profitability and capital efficiency
  • Participation in strategic planning and budgeting
  • ESG reporting
  • cost control reports
  • Capital efficiency ratios calculation (RORAC, Economic Profit etc.)

Financial Control Manager

Santander Bank Polska S.A., CIB Financial Control
Warsaw
04.2019 - 02.2022
  • financial control of the foreign Banco Santander branches in Milan, Amsterdam, Frankfurt, and Paris (Eurozone)
  • close collaboration with Global Financial Control team in Madrid and local units in Europe
  • participation in monthly financial closing (P&L and Balance Sheet preparation) and forecasting process
  • participation in strategic planning and budgeting process
  • reporting to mother company
  • support local Global Dept Financing (Structured Finance) Deportment in monthly Client/transaction level analysis - profit and capital efficiency


Senior Specialist

mBank SA, Management Control Department for CIB
Warsaw
01.2014 - 03.2019
  • producing reports, analysis and presentations regarding the results of corporate banking for Management Board and sales departments
  • producing parts of quarterly and annual financial statements regarding performance of corporate banking
  • monthly reporting to parent company
  • responding to inquiries of internal/external audit, Polish and foreign supervisory institutions
  • effectiveness analysis at different aggregation levels such as business line, products, clients, transactions etc.
  • capital effectiveness and optimizations
  • corporate banking costs monitoring
  • activity based costing
  • member of various corporate banking projects
  • participation in planning and forecasting process

Specialist

mBank, CIB Financial Control
Warsaw
05.2012 - 12.2013
  • monthly analysis of the results and budget execution of sales departments
  • participation in planning and forecasting process
  • deposits and loans volume performance analysis
  • producing reports, analysis and presentations regarding the results of corporate banking for senior managers and sales departments.

Assistant Advisor

Getin Noble Bank
Warsaw
07.2009 - 04.2012
  • pre sale and after sale advisory
  • sale of credit and investment products
  • gathering and analysis of the credit documentation
  • financial and economic analysis of the Client
  • participation in credit committees

Specialist, Client credit monitoring

Bank Pekao
Warsaw
10.2007 - 07.2008
  • quarterly and yearly monitoring of financial and economic Client standing (after sale monitoring)
  • supporting credit analysts in writing of loan applications for the credit committees

Internship

Bank BPH
Warsaw
07.2007 - 08.2007
  • economic and financial Client analysis
  • industry analysis
  • writing of loan applications for credit committees

Education

Master's degree - Finance and Banking

SGH - Warsaw School of Economics
Warsaw
10/2004 - 07/2009

Postgraduate - Postgraduate Studies in Accounting and Financial Auditing

Warsaw University
Warsaw
10/2012 - 06/2013

Skills

  • Financial reporting
  • Data analysis
  • ESG reporting
  • Capital efficiency
  • Team supervision
  • Communication skills
  • Analytical skills
  • MS office, Power BI, PowerQuary
  • SQL (basic)
  • Qlikview
  • SPSS Modeler

Languages

English
Fluent
German
Elementary
Spanish
Beginner

Affiliations

  • good book, movie and music

Courses and Certificates

  • High-Performance Leadership (Santander Open Academy, 02.2025)
  • CRR 3/CRD 6 Banking Challenges (MMC Polska, 06.2024)
  • Power BI from Scratch (Laba Business School, 11.2023)
  • Leadership (Santander Open Academy, 11.2017)
  • Excel Power Query (EY Academy)
  • IFRS for Financial Instruments (EY Academy)

Timeline

Team Leader, CIB Financial Control

Santander Global Operations and Technologies
03.2022 - Current

Financial Control Manager

Santander Bank Polska S.A., CIB Financial Control
04.2019 - 02.2022

Senior Specialist

mBank SA, Management Control Department for CIB
01.2014 - 03.2019

Specialist

mBank, CIB Financial Control
05.2012 - 12.2013

Assistant Advisor

Getin Noble Bank
07.2009 - 04.2012

Specialist, Client credit monitoring

Bank Pekao
10.2007 - 07.2008

Internship

Bank BPH
07.2007 - 08.2007

Master's degree - Finance and Banking

SGH - Warsaw School of Economics
10/2004 - 07/2009

Postgraduate - Postgraduate Studies in Accounting and Financial Auditing

Warsaw University
10/2012 - 06/2013
Katarzyna Gagatek-Zaborowska