Nargiz Gurbanova
Olsztyn
Summary
Experienced in reviewing financial documents and digital records. Effective at directing, monitoring and inspiring team members to complete accurate and timely investigations and reports. Talented in training employees, solving complex problems and making sound decisions. AML Specialist with more than 6 years of successful experience in Know Your Customer, AML/CTF, Transaction Monitoring team. Recognized consistently for performance excellence and contributions to success in team. Eager to contribute to team success through hard work, attention to detail and excellent organizational skills. Clear understanding of AML related tasks and trained in this area. Motivated to learn, grow and excel in fighting against financial crime.
Overview
14
14
years of professional experience
1
1
Certification
Work History
Transaction Monitoring Analyst
UBS Bank
11.2024 - Current
- Conducting comprehensive investigations of alerted transactions to identify potential Money Laundering and Terrorist Financing risks and escalating potentially suspicious activity to the local financial crime investigation unit for potential SAR filing
- Gathering and evaluating information from internal and external sources in order to understand transactions and parties to transactions
- Taking part in testing and implementation of the new AML Transaction Monitoring scenarios and systems
- Assessing and identifying key AML risks and process gaps assessing and identifying key AML risks and process gaps
KYC Testing Subject Matter Expert C&ORC Team MS&C
UBS
10.2023 - 11.2024
- Working as reviewer/SME in Investment Bank division of Financial Crime Monitoring, Surveillance & Controls team
- Performing 2nd line of Defense Quality Assurance checks on a sample of the Investment Bank Periodic KYC Reviews, assessing the effectiveness of KYC process followed by IB Business and undertaken by the Integrated Client Lifecyle Services team
- Conducting comprehensive review of KYC documentation to identify potential Money Laundering and Terrorist Financing risks and deficiencies related to regulatory requirements
- Engaging with relevant stakeholders including Operations and Financial Crime Prevention teams
- Support in reporting of identified issues
- Assessing and identifying key KYC risks and process gaps, suggest process improvements
Specialist in Surveillance Transaction Monitoring Team
Credit Suisse
10.2022 - 10.2023
- Conducting reviews of transactions/trade surveillance reports as well as electronic communication to detect potentially abusive trading activities (i.e Market abuse, financial crime, market manipulation)
- Investigating potential incidents of violation of specific local regulatory requirements or exchange rules and escalating to proper instances
- Building and maintaining strong relationships with various stakeholders around the globe supporting the deployment of activities and contributing to the development and reputation of the team
- Identifying risks and contributing to the efficiency and effectiveness of existing surveillance routines as well as to the development of new routine
- Working on testing of new alerts
- Acting as QC if necessary for the new joiners
- Other tasks assigned by the superior
Senior Anti-Money Laundering Analyst
Standard Chartered Bank
11.2021 - 09.2022
- Review and analyse US correspondent banking transactions for unusual or suspicious activity generated from related alerts, cases, or other reports and referrals
- Identify, research and escalate suspicious activity
- Manage the investigative process from initial detection to disposition
- Perform quality checks for Level1
- Participated in project which aims to test new way of working and introduce improvement in order to work efficiently
- Formulate and recommend final decisions as last level of Investigator in Poland with respect to matters presenting higher complexity, sensitivity and risk
- Support managers in conducting AML investigations
AML Analyst
PWC
08.2020 - 10.2021
- Preparing/updating profiles/ in Know Your Customer process by: Observing procedures, acting in accordance with policies and guidelines researching via internal and external sources
- Ensuring conclusions are reached with regard to further steps
- Determine ownership structure of companies
- Analyzing and incorporating findings by Quality Analysts
- Referring adverse findings to Quality Analysts
- Coaching Junior Analysts on project work environment
- Reviewing clients against AML risk within highest quality
- Remediation of KYC documentation for existing Clients
- Cooperation with co-workers and management within the project
- Case by case attitude covering every identified risk
- Continuous development of analytical skills
- Identifying and escalating potential reputational risks and operational risks
- Screening and identifying adverse media and sanctions links to reviewed entities, mitigating risks or escalating issues based on the comprehensive research of available sources
- Providing CDD checks in line with various Anti-Money Laundering regulations
- Gathering and analyzing CDD documentation in line with regulatory requirements
Mid-Level Financial crime Analyst
Revolut
12.2019 - 07.2020
- Working in Escalation Team: Handling high risk, complex cases, resolving several types of alerts that triggered by automated system
- Cooperate with other teams in providing professional and efficient frontline Fincrime support
- Identify and report possible and potential threats to the Revolut payments system and resolve the issues arising from this
- Handle customers request in a professional and timely good manners
Junior Financial crime Analyst
Revolut
07.2018 - 12.2019
- Conduct daily reviews and resolutions of the accounts to their accordance with the binding regulations and procedures including KYC, AML, procedures towards PEP, sanctions, the procedures of reviewing flags and monitoring transactions
- Responds to emails and messages from partners and clients in relation to compliance issues in a timely manner
- Provide ongoing monitoring and resolving clients and partners issue in regards to the compliances
- Ongoing CDD-customer due diligence, monitoring of retail customers
Banking Operations Specialist
YapiKredi Bank
10.2014 - 10.2017
- Processing bank transactions such as deposits, credits
- Offering support to customers (e.g Helping them with online banking transactions, helping them to open a new account, answering questions regarding their account balance)
- Controlling and Verifying the operations of other operators
- Reconciliation process in order to covering bad debits of customers
- Control and verify cheque
Banking Operations Assistant
YapiKredi Bank
08.2011 - 10.2014
- Working in different banking systems such as (Monex, Western Union, Apus)
- Prepare daily and monthly reports and additional information required
- Daily contact with individual and or corporate customers, providing customer service when necessary
Education
Master Degree - International Business
The University of Dabrowa Gornicza
06.2019
Bachelor Degree - Turkish World Faculty of Business, Predicate Crimes Program 1.0
Azerbaijan State Economic University
06.2011
Skills
- Detail-oriented
- Written Communication
- Teamwork
- Excellent work ethic
- Multitasking abilities
- Flexible & Adaptable
- Team building
- Policy assessment
- Document processing
- Transaction analysis
- Know your customer
Certification
- Predicate Crimes Program 1.0
- IELTS (International English Languages Testing Systems)
- PWC Internal Certification FCU
- Diploma in Customer Service (Alison)
- Social-science summer school Azerbaijan
Languages
English
Advanced (C1)
Turkish
Advanced (C1)
Polish
Elementary (A2)
Russian
Elementary (A2)
Timeline
Transaction Monitoring Analyst
UBS Bank
11.2024 - Current
KYC Testing Subject Matter Expert C&ORC Team MS&C
UBS
10.2023 - 11.2024
Specialist in Surveillance Transaction Monitoring Team
Credit Suisse
10.2022 - 10.2023
Senior Anti-Money Laundering Analyst
Standard Chartered Bank
11.2021 - 09.2022
AML Analyst
PWC
08.2020 - 10.2021
Mid-Level Financial crime Analyst
Revolut
12.2019 - 07.2020
Junior Financial crime Analyst
Revolut
07.2018 - 12.2019
Banking Operations Specialist
YapiKredi Bank
10.2014 - 10.2017
Banking Operations Assistant
YapiKredi Bank
08.2011 - 10.2014
Bachelor Degree - Turkish World Faculty of Business, Predicate Crimes Program 1.0
Azerbaijan State Economic University
Master Degree - International Business
The University of Dabrowa Gornicza
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