Neha Vattamala
Warszawa
Summary
Detail-oriented and ICA-certified practitioner Fraud & Risk Analyst with over 3.9 years of experience in AML/KYC compliance, fraud detection, and risk assessment within the financial services sector. Proven expertise in conducting in-depth investigations, transaction monitoring, and high-risk customer due diligence in alignment with global AML/CTF standards.
Overview
9
9
years of professional experience
1
1
Certification
Work History
Fincrime Analyst (Investigator)
Revolut
Warszawa
10.2025 - Current
- Analyze fraud patterns across First Party, Third Party, Account Takeover, and Account Origination scenarios.
- Reviewing, investigating, and reporting money laundering cases.
- Providing ongoing monitoring and resolving formal complaints and Financial Ombudsman Service complaints.
- Dealing appropriately with consent refusals following SAR submissions.
- Acting as a point of contact for law enforcement agencies in ongoing criminal investigations that commenced from a submitted SAR.
- Acting in accordance with written policies, procedures, and relevant legislation.
- Cooperating with other teams by providing professional and efficient front-line compliance support, seeking to improve company processes.
Fraud and Risk Analyst
National Westminster Bank, Poland
Poland
08.2023 - 06.2025
- Utilized internal mechanisms and external databases to detect fraudulent transactions.
- Investigate alerts and cases flagged by transaction monitoring systems, with a focus on fraud detection and risk mitigation.
- Perform risk assessments on customer accounts, new onboarding cases, and unusual transactional behavior.
- Collaborate with AML, compliance, and legal teams to escalate high-risk findings and ensure appropriate action is taken.
- Maintain accurate documentation of investigations, findings, and risk evaluation procedures. Report Writing & SAR Preparation.
AML/KYC Analyst
National Westminster Bank, Poland
Poland
02.2022 - 07.2023
- Perform KYC checks for new client onboarding and periodic reviews for existing customers in accordance with internal policies and regulatory standards.
- Conduct in-depth investigations of customer profiles, transactions, and activities to identify suspicious behavior and potential money laundering risks.
- Analyze ownership structures, source of wealth, and business activities to assess risk levels and ensure compliance with Global AML/CTF Standards.
- Know Your Customer (KYC) Procedures, Customer Due Diligence (CDD) / Enhanced Due Diligence (EDD),Perform sanctions screening, PEP checks, and adverse media reviews using internal systems and third-party databases.
- Escalate high-risk accounts and unusual activities to compliance or senior investigators as needed.
- Document all findings accurately and ensure case files are complete for audit and regulatory review.
- Consulting and mentoring junior team members.
Senior Dentist
Greens Dental Clinic, Kottayam, Kerala
Kottayam, Kerala
01.2017 - 02.2019
- Led complex dental procedures, ensuring patient safety and satisfaction daily.
- Established treatment plans tailored to individual patient needs and expectations.
- Mentored junior dentists, enhancing their skills through hands-on training sessions.
- Developed patient education programmes to promote oral health and preventive care.
Education
Master's - Healthcare Management
Alcide De Gasperi University of Euroregional Economy
Józefów, Poland11.2020
Bachelor of Dental Surgery - undefined
Rajiv Gandhi University of Health Sciences
Bangalore, India12.2016
Skills
- Critical Thinking & Decision-Making
- Time Management & Multitasking
- Team Collaboration & Knowledge Sharing
- Problem Solving Under Pressure
- Microsoft Office Suite (Outlook, Word, Excel)
- Open-Source Intelligence (OSINT)
- Actimize
- Back office
- G Suite
Certification
ICA Certified practitioner
Languages
English (C1)
Malayalam (C2)
References
- Kamil, Kaszuba, CAMS (Manager), https://www.linkedin.com/in/kamil-kaszuba?utm_source=share&utm_campaign=share&utm_content=profile&utm_medium=android_app, +48 507986575, National Westminster Bank, 2022-02, 2025-07, Warsaw, Poland
- Wojciech, Szatolowicz, Former Manager, https://www.linkedin.com/in/wojciech-szata%C5%82owicz-54a479333?utm_source=share&utm_campaign=share&utm_content=profile&utm_medium=android_app, +48 605820092, National Westminster Bank, 2022-02, 2025-07, Warsaw, Poland
Interests
Volunteering with community outreach programs., Traveling and exploring diverse cultures., Learning new languages (currently studying Polish)
Disclaimer
I agree to the processing of personal data provided in this document for implementing the recruitment process pursuant to the Personal Data Protection Act of 10 May 2018 (Journal of Laws 2018, item 1000) and in agreement with Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data, and repealing Directive 95/46/EC (General Data Protection Regulation).
Timeline
Fincrime Analyst (Investigator)
Revolut
10.2025 - Current
Fraud and Risk Analyst
National Westminster Bank, Poland
08.2023 - 06.2025
AML/KYC Analyst
National Westminster Bank, Poland
02.2022 - 07.2023
Senior Dentist
Greens Dental Clinic, Kottayam, Kerala
01.2017 - 02.2019
Master's - Healthcare Management
Alcide De Gasperi University of Euroregional Economy
Bachelor of Dental Surgery - undefined
Rajiv Gandhi University of Health Sciences