Summary
Overview
Work History
Education
Skills
Languages
Timeline
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Patryk Marciniak

Warsaw

Summary

Organized Treasury Specialist with over 3 years of superior financial performance. Hardworking and proactive with strong knowledge of regulatory compliance and industry protocols. Ready to contribute value to team through excellent work ethic and commitment to meeting corporate financial goals.

Overview

3
3
years of professional experience

Work History

Junior Treasury Specialist

Kredyt Inkaso S.A.
08.2022 - Current
  • Collaborated with cross-functional teams to improve working capital management and optimize cash utilization.
  • Evaluated financing options to support company growth, including debt issuance and revolving credit facilities.
  • Ensured compliance with internal controls, policies, and regulatory requirements in all treasury activities.
  • Conducted regular financial risk assessments, identifying and mitigating potential exposures to ensure a stable financial position.
  • Negotiated favorable terms on bank fees and interest rates by leveraging strong relationships with financial institutions.
  • Improved cash flow management by optimizing investment strategies and liquidity forecasting.
  • Managed daily cash positioning, ensuring adequate liquidity for operational needs while maximizing returns on excess funds.
  • Monitored ongoing debt levels, maintaining a balanced mix of short-term and long-term liabilities to optimize the cost of capital.

Financial Advisor

Santander Bank Polska
05.2022 - 08.2022
  • Built strong relationships with clients, fostering trust and loyalty in managing their financial portfolios.
  • Educated clients on various financial matters and provided professional recommendations on investment opportunities, products, and services based on each clients' individual needs.
  • Established new client relationships by conducting thorough needs assessments during initial consultations.

Credit Assistant

Krida Sp. Z O.O. / Expander Advisors Sp. Z O.O.
11.2021 - 04.2022
  • Increased client satisfaction by efficiently processing credit applications and conducting thorough background checks.
  • Reduced loan delinquency rates through diligent monitoring of credit accounts and timely follow-ups with clients.
  • Minimized risk exposure by performing comprehensive financial analysis to make well-informed credit decisions.

Client Consultant

Santander Bank Polska
11.2020 - 10.2021
  • Developed strong relationships with clients, leading to increased repeat business and referrals.
  • Continuously updated industry knowledge and kept abreast of emerging trends, allowing for the provision of cutting-edge advice to clients.

Education

MBA - Finance And Accounting

Merito WSB
Warsaw, Poland
10.2024

BBA - Law And Management in Business

University of Adam Mickiewicz
Poznań
10.2022

Skills

  • Cash Management Expertise
  • Decision-Making Confidence
  • Continuous Improvement Mindset
  • Bank Relationship Management
  • Working Capital Optimization
  • Budget Planning and Control
  • Cash Management
  • Financial management procedures
  • Risk Mitigation
  • Financial Analysis

Languages

Polish
Native language
English
Advanced
C1

Timeline

Junior Treasury Specialist

Kredyt Inkaso S.A.
08.2022 - Current

Financial Advisor

Santander Bank Polska
05.2022 - 08.2022

Credit Assistant

Krida Sp. Z O.O. / Expander Advisors Sp. Z O.O.
11.2021 - 04.2022

Client Consultant

Santander Bank Polska
11.2020 - 10.2021

MBA - Finance And Accounting

Merito WSB

BBA - Law And Management in Business

University of Adam Mickiewicz

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Patryk Marciniak