Samuel Martin Prabaharan
Warsaw
Summary
With 9+ years of experience in financial crime compliance, complex investigations, and anti-fraud sectors related to money service business, payments, correspondent banking industries, know your customer, risk management, quality assurance, customer due diligence and regulatory standards. Possesses a deep understanding of the challenges and complexities in this domain and setting goals. Demonstrates self-motivation, exceptional organizational skills, and a strong work ethic. Consistently excels in the role. Committed to upholding the highest level of integrity and compliance in all aspects of work.
Overview
12
12
years of professional experience
Work History
RISK ORM- Project Lead
BNP Paribas
Warsaw
12.2023 - Current
- Ensure the proper implementation of the operational risk management framework for the global securities services and CIB commercial and investment banking.
- Act as 2nd line of defense for location serviced and works closely with other RISK ORM teams, mainly central team.
- Governance and reporting- Implementation, preparation, organization and secretariat of Internal controls committee(ICC).
- Identify ways to mitigate risk and developing new policies/procedures in support of the control and governance agenda.
- Working on Historical incidents. Main scope in handling incidence and risk related to transfer agency.
- Provide advice to my higher Leaders to support the resolution of escalated issues
- Developed comprehensive project plans that clearly outlined objectives, timelines, budgets, risks, and success metrics for all stakeholders.
- Improved overall team performance by conducting regular performance evaluations and providing constructive feedback to facilitate professional growth.
- Led cross-functional teams to streamline project delivery, ensuring alignment with client expectations.
- Engage in complex analysis of data from multiple sources of information, internal and external sources such as procedures and practises (in other areas, teams, companies, etc).to solve problems creatively and effectively.
- Conducted post-project evaluations to identify lessons learned and opportunities for process enhancement.
Compliance Senior Investigator (Major Cases)
Standard Chartered GBS
Warsazawa
03.2022 - 11.2023
- Reviewing and analyzing US correspondent banking transactions for unusual activity referred by internal and external sources.
- Conducting effective Transaction Monitoring investigations, including data and transaction analysis, research and documentation. Make decisions regarding risk assessment in the Transaction Monitoring process.
- Conducting AML investigations presenting heightened complexity, sensitivity, risk for potential unusual activity, process documentation and contacting the relationship manager for further documents and information's if needed.
- Managing own investigative process from initial intelligence, through collaboration, to final disposition.
- Work with multiple stakeholders from multiple jurisdictions.
Specialist, Quality Control Outcomes
Standard Chartered GBS
Warsazawa
07.2020 - 02.2022
- Reviewing cases closed by Analysts to ensure that appropriate decisions have been made and supported/documented in accordance with regulatory standards (KYC & AML), internal policies.
- Identifying problems and Providing feedback to both Management and Analyst on the results of the quality control review. Develops and delivers training sessions to team members.
- Coordinating improvement initiatives for quality management, standards and industry standards across the Function; organizing meetings with Senior Managers to provide updates on projects' progress
- Stay updated on regulatory developments and industry best practices related to KYC and anti-money laundering to ensure compliance awareness among team members.
Specialist, FCC Investigator 2LOD
Standard Chartered GBS
Warsazawa
10.2019 - 06.2020
- As Financial Crime Compliance (FCC) AML Investigator, support managers and AML investigators by conducting research and complex transactional analyses in support of AML investigations of potential suspicious activity of Retail Customers, Correspondent Banking Domain.
- Identifying, researching and reporting suspicious activity, conducting enhanced due diligence to investigate high risk clients, Perform Sanctions, PEP, Adverse Media screening, and open-source checks as part of counterparty due diligence and manage daily alerts from continuous screening.
- Formulate and recommend responses to suspicious findings and report such activity to the appropriate regulatory authorities.
Senior Analyst, Financial Crime Compiance 1LOD
Standard Chartered GBS
Warsazawa
12.2018 - 09.2019
- Perform periodic and trigger-based reviews. Analyzing risk events and managing cases in accordance with the company's processes and procedures. Extract and analyze transactional data and documentation according to the requirements. Identify and articulate the risks.
- Collaborate with relationship managers to gather necessary KYC information and documents and reviewing transactional activities and escalating in a timely manner if suspicions of money laundering or terrorist financing are detected.
- Being part of internal quality check process; supporting and mentoring low performers.
- Taking part in procedures and processes optimization and calibration meetings.
Compliance Analyst / Compliance Specialist
MoneyGram International
Warsazawa
06.2016 - 11.2018
- Analyze, investigate and research AML/Fraud alerts for potential suspicious activity.
- Represent the Due Diligence team in internal and external meetings as necessary.
- Perform due diligence on high risk clients like Politically Exposed Persons(PEP's), OFAC sanctions and negative media profiles
- Performing detailed Analysis of transactions on high risk corridors, Analyzing fraud transactions, conducting due diligence on particular clients more thoroughly and educating customers accordingly
- Filling Compliance referral form (CRF) for reporting suspicious transactions to higher management.
KYC Analyst
Aathi Technologies
Chennai
06.2013 - 12.2014
- Act as a subject matter expert and provide guidance to Front Office on AML/KYC execution in relation to new client onboarding, and Periodic review/Remediation of existing relationships.
- Review, sign off, new clients’ account opening document and provide feedback to the branch team on the quality of information provided, and whether all required supporting documents are in place to complete the customer profile accurately and adequately.
- Ensure up to date knowledge of the regulatory obligations on money laundering and financial crime risks is maintained.
- Act as point of contact for the Business Banking team with all Compliance related matters and ensure the team is up to date with the relevant internal policies and procedures. Also prioritization of the task to the team.
- Enhanced team productivity by streamlining workflow processes and implementing time-saving strategies.
Education
Masters - Computer Systems and Networks
Warsaw University of Technology
Warsaw09.2018
Bachelor of Engineering - Information Techniology
Anna University
Chennai07.2013
Skills
- AML Transaction Monitoring
- MS Office Proficient, Presentation skills, SQL
- Stakeholder Management
- Compliance monitoring and reporting
- Financial Crime Investigation (CDD, EDD, KYC and KYB)
- Quality Controls and Assurance
- Fraud Investigation / Fraud Prevention
- Verbal and written communication skills
- Risk Assessment and Mitigation
- Problem solving
- Risk management
- Team management
- Time management
- Attention to detail
- Ability to work independently
- Project coordination
- Collaborative mindset
- Performance monitoring
- Teamwork and collaboration
Languages
English
Proficient
C2
Polish
Elementary
A2
Tamil
Native or Bilingual
Accomplishments
Best Employee of the month award - Feb 2020
Standard Chartered bank
Timeline
RISK ORM- Project Lead
BNP Paribas
12.2023 - Current
Compliance Senior Investigator (Major Cases)
Standard Chartered GBS
03.2022 - 11.2023
Specialist, Quality Control Outcomes
Standard Chartered GBS
07.2020 - 02.2022
Specialist, FCC Investigator 2LOD
Standard Chartered GBS
10.2019 - 06.2020
Senior Analyst, Financial Crime Compiance 1LOD
Standard Chartered GBS
12.2018 - 09.2019
Compliance Analyst / Compliance Specialist
MoneyGram International
06.2016 - 11.2018
KYC Analyst
Aathi Technologies
06.2013 - 12.2014
Masters - Computer Systems and Networks
Warsaw University of Technology
Bachelor of Engineering - Information Techniology
Anna University