Summary
Overview
Work History
Education
Skills
Languages
Affiliations
Certification
Timeline
Generic
Valdemaras Ždanovičius

Valdemaras Ždanovičius

Vilnius,Lithuania

Summary

Credit Risk Manager with knack for identifying and mitigating financial risks. Enhanced portfolio quality by implementing advanced risk assessment models, resulting in reduced delinquency rates. Proven leadership in driving cross-functional teams to optimise credit policies and improve decision-making processes.

Offering strong analytical skills and keen eye for detail, combined with background in financial analysis and risk assessment. Knowledgeable about financial regulations and adept at interpreting complex data. Ready to use and develop skills in credit, risk management.

Overview

16
16
years of professional experience
15
15
years of post-secondary education
1
1
Certification

Work History

Credit risk manager

DKV Baltikum UAB
Vilnius, Lithuania
01.2020 - Current
  • Analysed financial statements to identify client viability and risk.
  • Updated client records with successful credit and loan applications.
  • Evaluated client credit check outcomes to provide complete financial advice.
  • Prompted customers with overdue payments to avoid penalties.
  • Informed customers of potential legal action and required remediation to avoid escalation.
  • Reviewed and submitted applications to management with recommendations.
  • Progressed legal action for overdue accounts.
  • Devised credit and repayment plans for secure finance management.
  • Conveyed terms and conditions to applicants to inform about loan rates, repayment requirements and potential actions in case of default.
  • Met with applicants to collect information about personal histories, current loans and income.
  • Issued official approval and rejection notices within allowable limits and in line with institutional risk profiles.
  • Facilitated training sessions on risk management principles and practices for better understanding.
  • Developed credit and fraud risk models and quantitative risk approaches.
  • Updated credit risk policies and procedures to mitigate against developments in fraud strategies.
  • Improved credit risk management processes by implementing advanced risk assessment tools.
  • Synchronised efforts with cross-functional teams, facilitated smooth operations.
  • Worked closely with the senior management team to formulate effective strategies.
  • Developed comprehensive risk reports, provided insights into potential risks.
  • Modeled potential credit exposure of new and existing transactions as part of risk management.
  • Analysed various risk factors for sound decision-making.

Sales support manager

DKV Baltikum UAB
Vilnius, Lithunia
03.2017 - 12.2019
  • Provided administrative support to sales teams by fielding customer queries, preparing cost estimations and documenting orders.
  • Resolved basic customer queries and concerns to reduce pressure on wider sales teams.
  • Supported front-line sales teams with well-coordinated administrative operations.
  • Customized promotional strategies to meet needs of different clients, products and services.
  • Processed high-volume customer orders to achieve productivity KPIs.

Head of department in logistics

VSA Vilnius UAB
Vilnius, Lithuania
02.2016 - 03.2017
  • Liaised with customers and other departments to plan timely transportation of goods.
  • Coordinated delivery schedules, improved customer satisfaction.
  • Organised training programmes for employees which led to improvement in skills and knowledge.
  • Contributed significantly towards achieving corporate sustainability goals via green logistics processes implementation.
  • Improved logistics efficiency by streamlining department procedures.
  • Held regular meetings with staff members to improve engagement and morale.
  • Overhauled existing systems to increase accuracy, reducing costs and waste.
  • Tracked storage levels and controlled stock to meet supplier requirements and fulfill contract terms.
  • Oversaw records covering purchasing transactions, distribution flow and stock storage.
  • Used automatic tracking systems to keep computer system updated with goods movements and proactively place new orders at optimal times.
  • Streamlined warehouse operations, reduced unnecessary expenditure.

Logistics project manager

Baltic Shipping Centre UAB
Vilnius, Lithuania
11.2010 - 03.2016
  • Directed daily operations to achieve maximum output and reduce costs.
  • Liaised with customers and other departments to plan timely transportation of goods.
  • Oversaw records covering purchasing transactions, distribution flow and stock storage.
  • Coordinated dispatching of transport vehicles distributing goods across Europe.
  • Established operational and administrative procedures and enforced controls.
  • Optimize transport routes to expedite delivery times and reduce costs.
  • Planned logistics across international boundaries to reliably meet delivery requirements.
  • Administered expenditure, preventing budget overages with successful control strategies.
  • Defined KPI targets to maintain solid standards of work team.

Quality control and assurance manager

Autoverslo Transportas UAB
Vilnius, Lithuania
01.2010 - 08.2010
  • Maintained up-to-date procedures for complaints and compliance.
  • Developed production plans covering schedules, quality goals and labour requirements.
  • Oversaw employee performance to monitor and enforce compliance with company standards.
  • Identified opportunities to improve and streamline manufacturing processes to maximise time and revenue.
  • Defined manufacturing quality guidelines and criteria to adhere to company standards.

Market research specialist

WorldOne UAB
Vilnius, Lithuania
12.2008 - 12.2009
  • Developed marketing plans to support department strategies.
  • Managed multi-channel advertising campaigns to support sales objectives.
  • Conducted market research to understand customer base and enhance products.
  • Brainstormed ideas with clients and stakeholders to maximise project potential.

Education

Vilnius Žemyna GYmnasium
Vilnius
09.1995 - 09.2007

Bachelor of Logistics management and Economy - Business Management, Economics

International Law And Business School
Vilnius
09.2007 - 06.2010

Skills

  • Time-management
  • Self-motivation
  • Time efficiency
  • Decision making
  • Customer service excellence
  • Written and verbal communication
  • Customer relationship management
  • Credit risk management
  • Critical-thinking
  • Computer literacy
  • Public speaking
  • Research and analysis
  • Strategic thinking
  • Resilience under pressure

Languages

English
Advanced (C1)
Russian
Intermediate
Lithuanian
Proficient (C2)

Affiliations

  • Cross fit
  • Cooking
  • Bikes
  • Fatherhood

Certification

Customer service training,

Conflict resolution algorithm, influence of attitudes on communication,

self-development,

4MAt learning styles,

development of customer service standards,

conflict prevention.
Organizers: Lean, Mercuri International

Timeline

Credit risk manager

DKV Baltikum UAB
01.2020 - Current

Sales support manager

DKV Baltikum UAB
03.2017 - 12.2019

Head of department in logistics

VSA Vilnius UAB
02.2016 - 03.2017

Logistics project manager

Baltic Shipping Centre UAB
11.2010 - 03.2016

Quality control and assurance manager

Autoverslo Transportas UAB
01.2010 - 08.2010

Market research specialist

WorldOne UAB
12.2008 - 12.2009

Bachelor of Logistics management and Economy - Business Management, Economics

International Law And Business School
09.2007 - 06.2010

Vilnius Žemyna GYmnasium
09.1995 - 09.2007

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Valdemaras Ždanovičius