Viji Cherupushpam

Efraud - Deposit Analyst

August 2025 - Current

• Analyzed operational data to monitor account activity to identify fraudulent transactions and policy violations
• Escalated various suspicious activity on time and got 90% accuracy in identifying and preventing financial losses
• Collaborated with internal departments to confirm the legitimacy of transactions
• Verifying checks and transaction trends on accounts and sanctioning cash flow
• Detecting suspicious accounts and monetary activity which served securing more than $70,000 financial loss to bank

Efraud - Login analyst

June 2024 - July 2025

• Assisted in secure accounts and successfully prevented financial loss more than $50,000 in each month
• Analysing Device data and login history to identfy fraud trends
• Submitting fraud records and suggestions to design fraud detection policy in every 3 months
• Timely escalation of accounts with 95% accuracy which contributed gaining customer trust and bank's goodwill

• Risk based investigations on transaction monitoring alerts and cases
• Conducting background research and documenting investigations
• Analyze the alerted transactions and the activity on the account to establish flow of fund
• Review the internal and external information about customer to support the decision, and are acting accordance to the procedures
• Briefing and reporting on matters relating to internal AML compliance policies and procedures
• Keeping and maintain records of high-risk customer's and reporting suspicious activities to the relevant legislation

• Reviewed and analyzed correspondent banking transactions for unusual activity generated from detection scenario process
• Research and escalating unusual activity from initial detection to disposition
• Thoroughly and timely reviewed reports and other investigate leads that potentially indicate suspicious activity
• Formulated and recommended final decisions as level 2 investigator with respect to matters presenting higher complexity, sensitivity and risk