Amal Sunny
Warsaw
Summary
Experienced banking professional with more than 7 years of demonstrated history in Financial Crime, Transaction Monitoring, AML, CDD, and Compliance roles. Possesses strong knowledge of banking regulatory policies in the US and EMEA, including FinCEN, FCA, US Patriot Act, OFAC, red flags, sanctions, CTF, KYC, and fraud investigations.
Overview
7
7
years of professional experience
1
1
Certification
Work History
Senior AML Specialist
ING Bank
11.2022 - Current
- Followed all company policies and procedures to deliver quality work.
- Improved customer satisfaction rates through proactive problem-solving and efficient complaint resolution.
- Collaborated with cross-functional teams to achieve project goals on time.
- Implemented new training programs for staff, leading to higher employee retention rates and better overall performance.
- Executed comprehensive CDD reviews ensuring compliance with regulatory standards.
- Conducted KYC on-boarding checks to mitigate risks associated with new clients.
- Supported management team in project execution, ensuring timely task completion.
- Collaborated with second line of defence to uphold best practices and processes.
- Led stakeholder calls to discuss compliance measures and progress on initiatives.
- Analysis and review of alerted customer and unusual transaction information and identify the relationship between the customer and counterparties, actual purpose of the transactions, source of fund and financial capacity.
- Conducting background research, documenting investigations and identify the red flags associated with the alerted transactions.
- Taking appropriate decision based on the case review ie, Closure/RFI/Escalation.
- Performed 4 Eye Quality checker (QC) before approving the same on Quality Control Outcome.
Senior AML Analyst
Standard Chartered Bank
12.2017 - 08.2022
- Perform external web search and adverse media screening on the parties or entities involved in the alerted transactions
- Monitoring the transactions to identify if any fraudulent, Money Laundering activity is involved by performing KYC, AML checks and procedures
- Investigate the relationships, purpose, consistency of the transactions and source of funds between the transacted entity and / or individual
- Investigate and assess alerts for potential money laundering risk based on the Detection scenario's
- Also, screen for PEP's, Sanctions, Adverse media, red flag country across a variety of systems
- Review client transactions, conduct initial analysis and identify suspicious activity as well as escalate case for further investigate and assesses risk event relating to Potential ML/TF risk in the organization
- Performed 4 Eye Quality checker (QC) before approving the same on Quality Control Outcome
- The purpose of the team is to assure that all tasks performed in adhere with the FinCEN/AML/OFAC Regulatory Compliance in large, diverse financial institutions to meet highest quality standards
Education
MBA - Finance
Kannur University
Kannur08.2017
Bachelor of Commerce (Bcom) - Finance
Bangalore University
Bangalore05.2015
Skills
- Decision Making
- Expert problem solving
- Analytical thinking
- Documentation management
- Quality assurance
- Management collaboration
- Team collaboration
- Stakeholder engagement
- Continuous improvement
- Teamwork and collaboration
Accomplishments
· Received Quarterly Spot Awards For Consistent Quality & Production
Certification
- ACAMS - AML Foundations
- ACAMS - Sanctions Foundations
- ACAMS - Certified Transaction Monitoring Associate
- ICA - Specialist Certificate in FCR and New Technology
Languages
English
Advanced
C1
German
Elementary
A2
Malayalam
Proficient
C2
Hobbies and Interests
- Exploring new destinations
- Social gatherings
Work Status
EU Blue Card holder and ready to relocate anywhere in EU countries.
Timeline
Senior AML Specialist
ING Bank
11.2022 - Current
Senior AML Analyst
Standard Chartered Bank
12.2017 - 08.2022
MBA - Finance
Kannur University
Bachelor of Commerce (Bcom) - Finance
Bangalore University
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