Julia Godziek
Kraków
Summary
Senior KYC/AML Analyst with 3+ years of experience in enhanced due diligence, risk assessment, and regulatory compliance. Experienced in working with high-risk clients, complex ownership structures, and screening processes involving PEPs, sanctions, and adverse media. Consistently achieving high QA scores (97–100%) while maintaining accuracy and efficiency. Familiar with using AI-supported tools and screening systems to improve workflow efficiency and support analysis. Detail-oriented, analytical, and comfortable driving accurate risk decisions in fast-paced, deadline-driven environments. Strong focus on data quality, accuracy, and consistency, with particular interest in quality assurance and review processes within KYC/AML.
Overview
3
3
years of professional experience
Work history
KYC Analyst - Senior KYC Analyst
HSBC Service Delivery (Polska) Sp. z o.o.
Kraków
2022.10 - Current
- Conducted Enhanced Due Diligence (EDD) on high-risk counterparties, ensuring compliance with local regulatory requirements and internal CLM standards
- Consistently achieved 97–100% QA scores across assigned cases
- Progressed from Analyst to Senior Analyst during tenure, taking on increasingly complex cases and providing guidance to peers on EDD methodology
- Assessed counterparties with exposure to PEPs, SOEs, and HRTC, identifying key risk factors and supporting well-documented and consistent risk decisions
- Analyzed complex ownership and control structures, including nominee companies, pension funds, trusts and NPOs, to identify ultimate beneficial owners and ensure data accuracy
- Performed standard KYC and AML reviews for a diverse client portfolio, escalating high-risk cases as needed while maintaining consistency
- Collaborated closely with internal stakeholders to obtain, validate, and update KYC documentation, improving data quality
- Interpreted screening results (PEP, Adverse Media, sanctions), ensuring accurate assessment and providing recommendations on client suitability and risk classification
- Collaborated closely with team members on complex EDD cases, ensuring consistency and quality of risk assessments
- Supported the Account Opening Team in daily operations, contributing to timely and accurate client onboarding
- Monitored ongoing risk exposure, maintaining accurate client profiles and supporting timely risk mitigation
Education
Bachelor of Science - Food Safety and Quality
UNIWERSYTET ROLNICZY IM. HUGONA KOŁŁĄTAJA W KRAKOWIE
Kraków 2001.04 - /2022
Skills
- Time & Priorities Management
- Adaptability & Learning Agility
- Time & Priorities Management
- Attention to Detail / Accuracy
- KYC/AML Regulatory Frameworks
- Enhanced Due Diligence (EDD)
- AI-assisted Screening & Data Analysis
- Stakeholder Coordination & Communication
Languages
English
Advanced (C1)
Polish
Native
Timeline
KYC Analyst - Senior KYC Analyst
HSBC Service Delivery (Polska) Sp. z o.o.
2022.10 - Current
Bachelor of Science - Food Safety and Quality
UNIWERSYTET ROLNICZY IM. HUGONA KOŁŁĄTAJA W KRAKOWIE
2001.04 - /2022